What time is it?

By the look of the lighting, you would think this picture was taken in the middle of the night. It was taken at early morning, but a storm was starting to roll in. The entire day ended up being chilly and stormy.

The outfit: Top - INC Skirt and necklace - Ann Taylor Loft Ring - Forever XXI Heels - Oh Deer!
P.S. The picture on the right is me being goofy (rare occasion!)